PropBridge LLC — Hard Money for Real Estate Investors

Loan Programs

Financing Priced on the Property

Straightforward investor financing, priced on the property — not your credit file.

Hard Money & Bridge

$75K–$20MM loan amounts
Up to 90% of value
1st and 2nd positions
1–5 year terms
Interest-only options
No minimum credit score

Fix & Flip

Buy, rehab, and resell with one loan
Fast closings so you don't lose the deal
Asset-based — the property qualifies the deal
No tax returns, no DTI, no debt-service requirements

DSCR Rental Loans

30-year terms for cash-flowing rentals
Qualified on the property's income
No personal income verification headaches
Build your rental portfolio long-term

How It Works

We Look at the Deal, Not Your Paperwork

If the property makes sense, we fund it.

✓Asset-based lending — the property qualifies the deal, not your credit score.
✓No tax returns, no DTI, no debt-service requirements.
✓All investor property types — single-family, condo, 2–4 units, multifamily, retail, office, mixed-use, and land.
✓Flexible borrowers — individuals, LLCs, corporations, and trusts.
✓Recent BK, foreclosure, or mortgage lates? That's fine. Bank turndowns welcome.

Business-purpose loans only — investment properties, not primary residences.

About

You Deal Directly With Me

The person funding your loan — not a call center.

Mike Richardson

PropBridge LLC

I've been in lending since 2004 and a mortgage broker since 2008 — 20+ years of getting investor deals done. When you call PropBridge, you talk to me, not a call center.

NMLS #241658 CA DRE Broker Lic. #01333211

Contact

Let's Talk About Your Deal

Tell me the property, what it's worth, what you need, and what's making it difficult. I'll give you a straight answer fast.

Mike Richardson

PropBridge LLC

Call (530) 605-9463 Start Your Application

mike@propbridgellc.com

NMLS #241658 · CA DRE Broker Lic. #01333211